Automated Clearing House (ACH) -Direct Debit and Credit

This is a simple, secure and reliable service which enables individuals, large and

small organisations to make payments by electronic transfer directly into a bank account.

It involves a debit to an account in the sender's bank and a transfer of the amount of money

directly into the beneficiary's account in another bank.


Benefits of Ach Direct Credit

  • Prompt receipt of Payments
  • Saves time and effort
  • Safer and more secure
  • Quicker access to funds
  • Allows bulk disbursement of funds

Benefits of Ach Direct Debit

  • Assurance of payment
  • Excellent cash flow benefits from receiving regular payments
  • Low cost of administration compared with requesting consumer-initiated payments
  • Improved control over payment timing
  • Reduced time spent chasing unpaid or delinquent accounts
  • Better accounting efficiency

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