Designed for drivers (business or private individual) who want to own their own vehicles and also vehicle owners who simply want to replace engines or do complete repairs/overhauling of their existing vehicle.



  • Completed application form to be filled by the beneficiary
  • Proof of identity
  • Proof of salary
  • Pro-forma invoice from vendor
  • Car ownership documents (i.e. Customs declaration form, purchase Tax receipt and CEPS duty receipt)
  • VELD form C signed in blank by the customer together with passport size picture
  • STC valuation report (in case of used vehicles)
  • Loan repayment duration is 36 months
  • Comprehensive insurance with Nzema Manle Rural Bank noted as the lost payee