The Fixed deposit product is an investment account which guarantees competitive interest rates to generate maximum returns on invested funds. We offer highly competitive and negotiable interest rates on all our Fixed deposits.
All interest rates are fixed and predetermined before purchase. The vesting period ranges from 91 days to 365 days and above.
The bank can also grant you a credit facility against your Fixed deposit investment if you do not wish to break your investment before its maturity.


  • Fixed interest paid at the end of the period upon maturity
  • Minimum Initial Deposit, GHS 1000.00
  • Automatic rollover option on maturity upon instruction
  • Interest can be paid into current, savings or by cheque to non-account holders



  • One can invest as much as possible
  • Higher earnings on larger deposits
  • Safe investment and ready liquidity
  • Can be pledged as security for any borrowing